The Weatherization Assistance Program

If you have a low income, the Weatherization Assistance Program (WAP) can help make your home more energy-efficient. WAP studies your whole home and provides solutions to lower your energy costs and make your home healthier and safer.

Learn if you qualify for WAP and find your state WAP office to apply.

Loan programs for energy-efficient homes

Mortgage and loan programs can help you pay for energy-related home improvements.

• Learn about HUD Title I property improvement loans. They can help you finance property repairs or improvements. 
• Find out about 203(k) mortgage insurance. If you are a home buyer or homeowner, you may qualify to borrow an extra $35,000 through your mortgage for home repairs and improvements. 
• Learn about HUD's Energy Efficient Mortgage program. This Federal Housing Administration (FHA)-insured mortgage helps home buyers finance energy-efficient improvements. 
• Energy-efficient financing programs can help when you buy, sell, remodel, or refinance your home. Contact your state energy office to see what programs you qualify for.

Tax credits and rebates for energy-efficient products and home improvements

Earn tax credits and rebates by installing energy-efficient features in your home.

• See a list of FAQs about tax credits for Energy Star products and energy-efficient home improvements.
• Find rebates near you for Energy Star products for your home.

Help with home energy bills

If you cannot pay your home heating or cooling bill, learn how you may qualify for the Low Income Home Energy Assistance Program (LIHEAP). 

LIHEAP may also help pay for improvements to make your home more energy-efficient. 

• Find out if you qualify for LIHEAP. 
• Find your local LIHEAP office.