Government grants and loans
The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more.
If you need help with food, health care, or utilities, visit USA.gov's benefits page.
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Avoid “free money” from the government scams
The government does not offer free money or grants to people for personal needs. Learn how to report "free money" scams and find government benefits or loans to help with expenses.
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How to get a government loan or grant
Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.
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Home buying assistance
Learn about government programs that make it easier to purchase a home.
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How to start and fund your own business
Learn how to start and manage your small business, and find local support if you need help.
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Financial assistance after a disaster
Learn how to get emergency government aid after a natural disaster.
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Financial aid and student loans
Learn about programs that help you pay for college.
