Avoid “free money” from the government scams

Learn how to identify and report "free money" scams. Find government benefits or loans to help with expenses.

Report scams offering “free money” from the government

Promises of "grants" or “free money" from the government are often scams. These could be through texts, email, ads, and websites. 

How to get financial assistance from the government

Use these free, official government resources to search for programs you might be eligible for:

  • USAGov’s benefit finder – Search for benefit programs available to you and your family.
  • Government grants and loans – Learn how to apply for grants and loans to pay for living expenses and business costs. 
  • Grants.gov – Find funding opportunities for organizations to support work their programs and projects. 

Each program has its own eligibility rules, application process, and deadlines.

LAST UPDATED: September 23, 2026

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